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Savings: 5 signs Americans are forgetting the lessons of 2008 

http://www.csmonitor.com/Business/2013/0207/Savings-5-signs-Americans-are-forgetting-the-lessons-of-2008/Saving-rate-remains-near-historic-lows 

After a period of belt-tightening in 2008, when Americans boosted their personal saving rate to a 15-year high, the annual rate has fallen again, from 5.4 percent to just 3.9 percent. Are consumers letting their guard down? Declining savings is one of five signs that American households are forgetting the lessons of the Great Recession...